Website Terms of Use

1. Acceptance of Terms

These Website Terms of Use ("Terms") govern your access to and use of the Innovo Markets Inc. website located at www.innovomarkets.com and any associated pages or subdomains (collectively, the "Site"). The Site is operated by Innovo Markets Inc. ("Innovo," "we," "our," or "us"), a Delaware corporation.

By accessing or using the Site in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you are accessing the Site on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

Innovo reserves the right to update or modify these Terms at any time without prior notice. Updated Terms will be posted on the Site with a revised effective date. Your continued use of the Site following any update constitutes your acceptance of the revised Terms.

2. Who May Use This Site

The Site is intended for use by adults who are of legal majority in their applicable jurisdiction. By using the Site, you represent and warrant that you meet this requirement and that your use of the Site complies with all laws applicable to you. The Site is directed to users in the United States. If you access the Site from outside the United States, you do so at your own risk and are solely responsible for compliance with applicable local laws.

3. Permitted Use

Subject to these Terms, Innovo grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal, informational, and lawful business purposes. You may:

• Browse and view content published on the Site.
• Submit inquiries or contact requests through any forms provided on the Site.
• Share links to publicly available pages of the Site, provided you do so in a manner that is fair and lawful and does not damage Innovo's reputation.

4. Prohibited Conduct

You agree that you will not use the Site to:

• Violate any applicable federal, state, local, or international law or regulation.
• Transmit any unsolicited or unauthorized advertising or promotional material, or engage in spamming.
• Transmit any material that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable.
• Impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or entity.
• Collect or harvest any personally identifiable information from the Site without authorization.
• Use any robot, spider, crawler, scraper, or other automated means to access or index the Site without Innovo's express written permission.
• Attempt to probe, scan, or test the vulnerability of the Site, or breach any security or authentication measures.
• Introduce any viruses, Trojan horses, worms, or other malicious code.
• Interfere with or disrupt the integrity or performance of the Site or its underlying infrastructure.
• Use or attempt to use the Site in a manner that could damage, disable, overburden, or impair it.
• Frame or mirror any portion of the Site without Innovo's prior written consent.
• Build a competing product or service using content or information obtained from the Site.
• Use any content from the Site to train, develop, or improve any machine learning algorithm or artificial intelligence system without Innovo's prior written consent.

5. Intellectual Property

The Site and all of its content, features, and functionality — including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, software, and the selection and arrangement thereof (collectively, "Content") — are owned by Innovo, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

These Terms do not transfer any intellectual property rights to you. You may not copy, reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any Content from the Site, except as follows:

• You may print or download one copy of a reasonable number of pages of the Site for your own personal, non-commercial use, provided you do not modify the copies and you maintain all copyright and proprietary notices.
• If social sharing features are provided, you may use them only with respect to the content they are designed to accompany.

The name "Innovo," the Innovo logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Innovo or its affiliates. You may not use such marks without Innovo's prior written permission.

6. User-Submitted Content

If you submit any content to the Site — including through contact forms, inquiries, feedback, or other interactive features — you grant Innovo a non-exclusive, royalty-free, perpetual, irrevocable, worldwide license to use, reproduce, modify, adapt, publish, and display that content for any purpose related to Innovo's business.

You represent and warrant that you own or control all rights to any content you submit, that the content is accurate, and that its use by Innovo will not violate these Terms or any applicable law. Innovo is not responsible for any content submitted by users and reserves the right to remove any content at any time in its sole discretion.

7. Links to Third-Party Websites

The Site may contain links to third-party websites or resources that are not owned or controlled by Innovo. Innovo provides these links for your convenience only and does not endorse, and is not responsible or liable for, any content, products, services, or practices on or available through those websites. You access third-party websites at your own risk and subject to the terms and conditions of those websites.

8. Privacy

Innovo's collection and use of personal information submitted through or in connection with the Site is governed by our Privacy Policy, available at www.innovomarkets.com/privacy-policy. By using the Site, you consent to the collection and use of your information as described in the Privacy Policy. The Privacy Policy is incorporated into these Terms by reference.

9. Cookies and Tracking Technologies

The Site may use cookies, web beacons, pixel tags, and similar tracking technologies to enhance your experience, analyze usage, and support Site functionality. By using the Site, you consent to our use of such technologies in accordance with our Privacy Policy. You may adjust your browser settings to refuse cookies, but doing so may affect your ability to use certain features of the Site.

10. Disclaimers

THE SITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, INNOVO DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Innovo does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components, or that defects will be corrected. Innovo does not warrant the accuracy, completeness, or usefulness of any information on the Site. Any reliance you place on such information is strictly at your own risk.

Nothing on the Site constitutes legal, financial, investment, tax, or regulatory advice. You should consult appropriate professional advisors before making any business or legal decision based on information found on the Site.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, INNOVO AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING LOST PROFITS, LOSS OF DATA, OR LOSS OF GOODWILL — ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SITE, EVEN IF INNOVO HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT WILL INNOVO'S TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SITE EXCEED ONE HUNDRED DOLLARS ($100).

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain types of damages. Accordingly, some of the above limitations may not apply to you.

12. Indemnification

You agree to defend, indemnify, and hold harmless Innovo and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, and attorneys' fees arising out of or relating to: (i) your use of the Site; (ii) your violation of these Terms; (iii) your violation of any third-party right, including any intellectual property or privacy right; or (iv) any content you submit to the Site.

13. Copyright Infringement — DMCA Notice

Innovo respects the intellectual property rights of others. If you believe that material on the Site infringes your copyright, please send a written notice to our designated Copyright Agent at legal@innovomarkets.com. Your notice must include:

• An electronic or physical signature of the person authorized to act on behalf of the copyright owner.
• A description of the copyrighted work you claim has been infringed.
• A description of where the allegedly infringing material is located on the Site.
• Your name, address, telephone number, and email address.
• A statement that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or applicable law.
• A statement, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

14. Governing Law and Dispute Resolution

These Terms and any disputes arising out of or relating to them or the Site will be governed by the laws of the State of Delaware, without regard to its conflicts of law principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in Delaware for the resolution of any such disputes.

Any cause of action or claim you may have arising out of or relating to these Terms or the Site must be commenced within one (1) year after the cause of action accrues, or it is permanently waived and barred.

15. Termination of Access

Innovo reserves the right, in its sole discretion and without notice, to terminate or restrict your access to all or any part of the Site at any time and for any reason, including for violation of these Terms. Provisions that by their nature should survive termination — including intellectual property, disclaimers, limitations of liability, indemnification, and governing law — will survive.

16. Miscellaneous

Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and Innovo regarding your use of the Site.

Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

No Waiver: Innovo's failure to enforce any right or provision of these Terms will not be deemed a waiver of that right or provision.

Assignment: You may not assign your rights or obligations under these Terms without Innovo's prior written consent. Innovo may freely assign these Terms.

Force Majeure: Innovo will not be liable for any failure or delay in performing its obligations under these Terms due to causes beyond its reasonable control.

17. Contact Us

If you have any questions about these Terms or the Site, please contact us at:

Innovo Markets Inc.

330 North Wabash Avenue

Chicago, IL 60611

Email: legal@innovomarkets.com

Website: www.innovomarkets.com